Best way to deposit winnings in US Banks

debqt25

Dormant account
Joined
Jan 30, 2012
Location
New York
I'm new to this forum and hope I can get some assistance on what is probably an old talked about and fantasized topic, how to handle winning greater than " blank,000".
I've seen recent posts about banks freezing accounts following weekly deposits and I finally did get a winning steak and now I realize I need to proceed with caution. I've just become aware the bank can start their own red flag on your accounts even with a cashout of just over 2000.00. Thanks in advance for any info or resources
 

silcnlayc

Just one more spin pleez!
PABaccred
PABnonaccred
Joined
Sep 20, 2005
Location
Left Hungary
My experience with depositing checks is to request an odd amount for withdrawing. So far I have never had a problem with depositing (but had a glitch of trying to cash it). I do not know why they ask you to deposit directly but it has seemed to work. Never go more than $5000 in a given month. Too many red flags.

I also put on the memo line before depositing it that it is for items sold, auction items or some such. The reason I do this is because they take a photo of the check and if there was any question of where it came for and for what, it was already imprinted on the check that the bank took a scanned picture of.

Called CYA on all fronts.

.
 

Resakaye

Dormant account
Joined
May 8, 2012
Location
Kentucky
Do a wire transfer

I'm new to this forum and hope I can get some assistance on what is probably an old talked about and fantasized topic, how to handle winning greater than " blank,000".
I've seen recent posts about banks freezing accounts following weekly deposits and I finally did get a winning steak and now I realize I need to proceed with caution. I've just become aware the bank can start their own red flag on your accounts even with a cashout of just over 2000.00. Thanks in advance for any info or resources

I withdraw using a wire transfer to my bank in US without any problems--I think it is the best way to go--for me anyway--Hope this helps...
 

debqt25

Dormant account
Joined
Jan 30, 2012
Location
New York
Red Flag

Thanks for your advice, unfortunately I have gone over the amount that might set off a red flag and I will hold back for a few weeks before completely getting my winnings. I agree about the memo line.Good idea.Maybe another bank too?
 

secret2

irishbrit62
Joined
Nov 30, 2008
Location
New York, United States
I received my check and I had it delivered via 'overnight courier'. That way I can see 'who' it was paid from.

I then deposited it via ATM and got a print out of check on receipt (BOA does that)

(Don't want to see 'online gaming' on the check in any way! If it did, I would contact casino and not deposit, of course)

Silcnlayc, has the best way to write in the memo line for auction stuff and all that.
 

Resakaye

Dormant account
Joined
May 8, 2012
Location
Kentucky
Glad you got the dough!!

I received my check and I had it delivered via 'overnight courier'. That way I can see 'who' it was paid from.

I then deposited it via ATM and got a print out of check on receipt (BOA does that)

(Don't want to see 'online gaming' on the check in any way! If it did, I would contact casino and not deposit, of course)

Silcnlayc, has the best way to write in the memo line for auction stuff and all that.

This was great--no casino names---I'm happy for you.. Good Luck in future
 
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