CVV code request

[Suave]

If someone interested it's A1Supplements.com so you may ask what your CC image must look like.

I am sorry but I don't get the fuss anymore. There is paypal right there as a payment method.

[vinylweatherman]

I am sorry but I don't get the fuss anymore. There is paypal right there as a payment method.

The fuss is about all this being requested AFTER THE FACT. The requests being made are AGAINST VISA/MASTERCARD TERMS OF USE, so NO merchant has any damn business making such requests in the first place. The availablilty of alternate payment methods is irrelevant.

Paypal is safer, since it acts as a middle-man application between the card & and merchant, which means that NONE of this card information gets as far as the merchant. The risk is that the merchant will "mislay" this card image data, and it will get used by fraudsters.

Paypal may be safer, but did the OP want the hassle of making an account, waiting 5 days before ordering, etc. When someone places an online order, they want it "now". Paypal is for the future.
A virtual card is also just as good, since it's information can only be used once for that order. Fraudsters will not be able to get the same data to work again elsewhere. I believe that each time a virtual card is used, a random number and codes are generated for that transaction, and will only work the once. The next transaction requires a new random number and code, which only the PC with the virtual card software installed on can create.

[Suave]

The fuss is about all this being requested AFTER THE FACT. The requests being made are AGAINST VISA/MASTERCARD TERMS OF USE, so NO merchant has any damn business making such requests in the first place. The availablilty of alternate payment methods is irrelevant.

Paypal is safer, since it acts as a middle-man application between the card & and merchant, which means that NONE of this card information gets as far as the merchant. The risk is that the merchant will "mislay" this card image data, and it will get used by fraudsters.

Paypal may be safer, but did the OP want the hassle of making an account, waiting 5 days before ordering, etc. When someone places an online order, they want it "now". Paypal is for the future.
A virtual card is also just as good, since it's information can only be used once for that order. Fraudsters will not be able to get the same data to work again elsewhere. I believe that each time a virtual card is used, a random number and codes are generated for that transaction, and will only work the once. The next transaction requires a new random number and code, which only the PC with the virtual card software installed on can create.

I don't think we function the same way, sorry. When I see paypal on a site, it's a no brainer, I just go for it - no cc. And where did you get that paypal was ''for the future''? 5 days etc. First time I hear this (?).

[vinylweatherman]

I don't think we function the same way, sorry. When I see paypal on a site, it's a no brainer, I just go for it - no cc. And where did you get that paypal was ''for the future''? 5 days etc. First time I hear this (?).

You ASSUME the OP already has a PayPal account. If someone does not already have one, it takes at least 5 days to get it up & running, so in this respect it is "for the future".

PayPal is also not as widely available as credit cards. Some simply do not trust it now that it is part of eBay. They see eBay as "arrogant", and not willing to engage with customers, preferring an "arms length" relationship. Unlike credit cards, the consumer credit act does NOT apply to PayPal transactions, so users rely on PayPal's own scheme. Since there are no rights in law, some customers have discovered the hard way that PayPal promises more than it lives up to.

If you DO have PayPal though, you are more secure in terms of the merchant getting hold of your card data.

None of this excuses the outrageous request from the merchant, and this should really be discussed with the issuing bank, who can decide whether this merchant needs a reprimand.

[gambblex]

Checked my balance lately,looks like the card wasn't even charged.

As for Ppal-I know some people just love it ,no idea why though. Maybe for eBay users it's very convenient but I'm not that into it.

Not a big deal to register a pp account and I have one because I was forced to use Paypal checkout at one site no matter I used Visa as usually.It was my one and only experience with pp,and I got the double currency conversion without any reason.My order was in USD and card currency was USD.
Maybe it was my fault and of course my "responsibility" but now I feel kinda squeamish when I see ppal logo.