eCheck - warning

[everyday]

Perhaps I should have posted this last week but in light of Bab's post this morn about duplicate charges to her bank account I am now thinking at least a warning is appropriate for users of eCheck. Made a $100 deposit to a reputable casino early morning Oct 31 which cleared my bank account late evening Oct 31. Yes eCheck can be that fast as I've seen this before. Woke Nov 1 to see an additional $100 charge from eCheck clear my account.

This did happen to me once before but with a valid reason. My deposit attempt timed out and I made a second attempt depositing. This does occur occasionally and made perfect sense to me. The casino found the second deposit in a couple of days and returned my money.

This time however is different. My deposit was processed on the banking page flawlessly, no delay, no time out, nothing to give any indication that there would be a problem. The casino in question is also puzzled as to why this would happen. Unfortunately my fears escalated when finding out that eCheck's processor is Instadebit who will NOT confirm that they are the processor and who have not answered my emails to them. Am now at the mercy of the casino to solve this problem for me and latest indication is that this will take some time.

So just wanted to give anyone who uses eCheck a heads up and to note that checking you bank accounts on a daily basis is the smartest way to go.

[lojo]

So just wanted to give anyone who uses eCheck a heads up and to note that checking you bank accounts on a daily basis is the smartest way to go.

And keeping a running log on paper of all deposits and withdrawals if you use more than one method and play at more than one casino.

My bank does everything to the web instantly;debit, credit, grocery, online... but some banks take days to show up. Get with a bank that uses jack henry netteller (yip, but the original co, not the NLR we know) and you will have realtime control of your money

[Mousey]

Another suggestion... when giving every sort of processor and casino access to your banking info, players might want to look into having a small account that is exclusively for gambling. That way if the account is pilfered, or double charged, or whatever, the lost funds won't affect paying the rent or buying groceries.

[lojo]

Originally Posted by Mousey

Another suggestion... when giving every sort of processor and casino access to your banking info, players might want to look into having a small account that is exclusively for gambling. That way if the account is pilfered, or double charged, or whatever, the lost funds won't affect paying the rent or buying groceries.

That's a capital suggestion

Might want to run a few random 'safe' payments through it too... ftd floral... donations to known nat'l charities, transfers in and out of spouse's or your other acct.. it might look a little funny if you had a pattern - every friday night a bicycle shop in dubai, every other saturday a coffee shop in amsterdam


Might even be a good idea to mix up the reloadable's uses a littl e gas and grocery now and then, i dunno

[patticake]

I don't know if this is anything but I went to use my debit/credit card at a store last week and it was declined. I new there was money in that account so I called the bank and asked why it was declined and they said that my card had a warm block on it. So I asked what that meant and they transferred me to a manager and recorded the conversation and asked if I had used my account for purchases from vintagevibez which is in UK which comes up when I use it for a deposits into my casino account. I said yes and they said that other accounts from there bank have had charges from this company that were not authorized so they put a warm block on mine. What do you think of this?

[Mousey]

Originally Posted by patticake

I don't know if this is anything but I went to use my debit/credit card at a store last week and it was declined. I new there was money in that account so I called the bank and asked why it was declined and they said that my card had a warm block on it. So I asked what that meant and they transferred me to a manager and recorded the conversation and asked if I had used my account for purchases from vintagevibez which is in UK which comes up when I use it for a deposits into my casino account. I said yes and they said that other accounts from there bank have had charges from this company that were not authorized so they put a warm block on mine. What do you think of this?

I think a casino is going to lose a processor very soon.

[heatherad]

Originally Posted by Mousey

Another suggestion... when giving every sort of processor and casino access to your banking info, players might want to look into having a small account that is exclusively for gambling. That way if the account is pilfered, or double charged, or whatever, the lost funds won't affect paying the rent or buying groceries.

This is exactly what I do Mousey. I have a seperate account that I use for online gambling exclusively so if anyone decides they want to dip their paws into the honey jar, they will get a big surprise.

[KathyK]

I do the same thing. I opened an account that has a Visa debit card and I use this account just for gaming. I want my ACH back! LOL