Like many others unfortunately! at least you found it now, and not after the big win like me!
As far as the credit card issue goes.. yes they do run unauthorized charges I had to tell my bank not to let them take money. Mine were also small amounts, I was playing with a reversed cashout and they put through 5 unauthorized $20 charges.
(when I used to play there!) I found casinomeister after my "win".. free chips from POC are not free. check out my thread "I won the random jackpot at the Palace of Chance.. or did I" (long but true) the last pages have some very interesting facts that just came out of the bag by former virtual employees!
http://www.casinomeister.com/forums/...tml#post169103
If you want to play at an honest online casino Inetbet is the best. The Meister has a deal with them for new players, every tuesday is tempting tuesday here. and you always get paid when you cash out after meeting the wagering requirements.
Glad you found this site before they nailed you real bad!