Quote:
Originally Posted by GrandMaster
Smile and Nationwide work for me.
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I did not try these. Most of these other brands are run by the big banks anyway, and would treat gambling in the same way as the own brand card.
Nationwide may be the better bet, as they have a reputation of not attempting to trick the customer with the usual sneaky terms.
I have a Smile ISA account (dormant), but thought little of the credit card offer, and at the time both Barclaycard and Shell Visa worked fine, even giving their loyalty points on gambling transactions.
Until recently, First Direct also had a VISA card that worked great for casinos. The big problem with the changes is that interest at the cash rate is charged from the moment of the deposit, and is not interest free if paid off in full at the end of the month as was the case for purchases. Even without the fee, it can cost around 2% of the deposits to use most credit cards now.
There seems little point in looking for cards that currently treat gambling as a purchase, as I expect these will fall in line throughout the summer.
It's a shame, since credit cards were great backup when I got an unexpected and good bonus or tournament offer, but had withdrawals stuck in "pending" that would not be out in time to take up the offers.
Even where a better card is to be had, it is far harder to be accepted now the banks are lending "more responsibly" than before.