[aodat2]

Gambling Debt may not be enforcable but his "initial" investment is not a gambling debt and thus might be returnable. Although WB might not get the 15% he was promised, the initial $20,000 might be obtainable as it's an agreement (non-gambling debt) between WB and Cipher. I'm not a lawyer but I'm preety sure that this is correct.

I really feel sorry for you WB and hope that you will be able to recover your money back from that scumbag(if your story is 100% true). But then again, if someone has such a great program, he wouldn't even want your money to begin with. He would be more than happy to guide you and teach you how to do it yourself instead of taking your money and doing it for you.

A friend of mine(a stock investor) do teach people his techniques and his tactics but till this day has NEVER and according to him WILL NEVER take anyone's money to gain more money. Why? Because he wants people to be independent and earn the money themselves. Teaching someone to fish will set that fella up for life but fishing for him will only take him till the day you stop fishing and he'll die eventually coz he still doesn't know how to fish.

That said, I really hope that those out there who is thinking about using Bruce(Cipher) as someone to invest in would think 2 or maybe 2,000 times before passing any money to him for investment or something else.

I really hope that you will get your money back and my condolences on the loss of your mom.