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I have a problem with that. What they're basically assuming is that every tom dick and harry that uses a computer and has a neteller account is a computer whiz, and knows how to secure their computer 100%.
Let's face it. With a basic windows installation, current updates, and even running microsoft's "Firewall", their computer IS NOT SAFE. Even all of the anti-spyware|adware|virus|trojan scanners will NOT pick up and fix every single threat out there. To do so, you would need to run 4-5 of these programs to catch everything.
They can take that clause and stick it up their ass.
It should be "User should take every possible action to keep their computer safe. If a user is found to KNOWINGLY keep their computer vulnerable to attackers, they will be held responsible.
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